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The Structure of Personal Bankruptcy Law in China

——An Essay Based on Criticism to the Viewpoint which Conditions to Establish Personal Bankruptcy Are not Mature

LI Shuai

　　(Law School, Renmin University of China, Beijing 100872 China)

　　Abstract: whether the conditions to establish personal bankruptcy are mature or not is controversial at present, some scholars believe that the conditions are not mature because that social credit system is not mature, registration system to personal property is not perfect, and personal bankruptcy can lead to large-scale defaulted, and so on. In fact social credit system and registration system to personal property are not necessary premise to personal bankruptcy, and experience in the developed countries tells us personal bankruptcy will not lead to large-scale defaulted. Enforcement to ensure basic life, limiting consumption and participate in the distribution in civil enforcement have already had the prototype of the personal bankruptcy and accumulated valuable experience in our country. To meet the need of individual bankruptcy of the market ruled by law, China should legislate the personal bankruptcy law as soon as possible, adopt the doctrine of general bankruptcy and limited debt relief, establish bankruptcy courts and make the rule to bank bankruptcy.

　　Key words: Debtor to Bankruptcy; Personal Bankruptcy; System to Lose Rights; Debt Relief; Bankruptcy Court

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